Buying INSURANCE has become the consensus of people, to oneself AND FAMILY members CAST insurance can give family a reasonable guarantee ALREADY, ALSO BE THE EMBODIMENT of love family. Insurance is not only a guarantee but also the strongest support for us in the face of unknown risks. So today we will take a look at the importance and necessity of the indispensable insurance in our daily life. In what aspects are it mainly reflected?
First, the importance of insurance
The main importance of insurance is to help us reasonably withstand unknown risks. After all, risks and accidents we can not predict, can only do a good job of the corresponding safeguards and measures. That is the most important role of insurance - to transfer risk. In this way, we can not only get a compensation in case of accident, but also reduce their financial burden.
In addition, the cost of insurance is also set from high to low is very reasonable. Usually with hundreds of dollars, thousands of dollars of security to win hundreds of thousands, millions of such high security. Both higher-order insurance consumers who want to invest and ordinary insurance consumers who just want reasonable protection have choices.
Second, the necessity of insurance
The necessity of insurance, basically see its function action.
First of all, insurance is both an economic system and a legal relationship. Insurance has three functions: economic compensation, social management and capital financing.
Among them, economic compensation is the most common function. After BUYING INSURANCE WHEN POLICY-HOLDER NAMELY, AFTER GOING OUT OF DANGER, INSURANCE COMPANY CAN GIVE POLICY-HOLDER CERTAIN COMPENSATION.
Social management function, insurance can promote the harmonious development of society, the benign operation of the whole society. For example, many people will purchase commercial insurance to add to their basic social security. Because insurance has benefits to a certain extent, it can meet people's needs and promote social development.
Fund financing refers to the process in which the policyholder conducts reasonable financing of funds at hand and obtains income through insurance financial management.
The importance and necessity of insurance are reflected in what aspects
The importance and necessity of insurance are mainly reflected in the following aspects:
1. Pay for future risks. If the risk caused by accident is unpredictable, insurance can apportion the risk in the future and provide protection for the unpredictable risk in advance.
2. Reflected in the disease. Illness is unavoidable, but we can arrange medical insurance and serious illness insurance. Medical insurance exists to reimburse people for treatment, and serious illness insurance is to cover the loss of income, expenses for treatment and self-cultivation caused by serious illness.
2.As wealth preservation or appreciation. If the policyholder has enough spare money in hand, or if the economic situation is good, he or she can choose to take out an extended life insurance or annuity insurance. Not only for wealth appreciation, but also to do a good job of current financial planning.